How to finance your studies

There are many ways that you can finance your studies. Finding a job in Norway is not easy, so plan your budget very well the first months.

International students sitting on the edge of a mountain and enjoying the view

Important information

Finding a job in Norway can be very challenging. In order to receive wages, one must have a D-number/Norwegian ID number, a Norwegian bank account and a tax card. The entire process can take several months.

Getting a job in the first semester at INN Univesity is very unlikely. Students are not recommended to believe that they will find a job soon after arrival. Make a monthly budget with your own funds (personal funds/scholarship funds) and keep track of your expenses.

Managing your own funds

Scholarships and grants

Inland Norway University of Applied Sciences (INN University) does not offer scholarships/grants to exchange or full-degree students. To view other possible scholarships and grants that may be applicable for you, see www.studyinnorway.no (external link). 

Student budget

To live comfortably in Norway, students should have a minimum of NOK 10000-12000 per month. Non-EU/EEA students (exchange and full-degree) need to prove that they have sufficient funds to receive admission. This is not required for exchange students on grants from an EU/EEA institution. 

Recommended monthly budget

  • Accommodation - starting from NOK 3.500-6.000 (on-campus housing)
  • Food and transportation - NOK 2.500
  • Books and supplies - NOK 1.000
  • Gym, entertainment, health care, etc. - NOK 2.500

These estimated costs will vary according to the type of accommodation (and where the accommodation is located), books/supplies needed etc. It is recommended to make a budget during one's exchange/studies, which shows personal consumption.

How to find a job

Step 1: Complete the study permit procedure applicable for your nationality

Nordic students only need to register a move to Norway.

EU/EEA students only need to register with the Police to start working part-time in Norway. No working hour limitation.

Non-EU/EEA students can work part-time up to 20 hours per week, and full-time during holidays, during their first year of study. A study permit must be granted to have the right to work.

To receive wages for a part-time job, students must apply for a Tax Deduction Card and a Norwegian bank account. 

NB: Be aware that the work permit is not automatically renewed with the residence permit. Students need to document satisfactory progress in their studies to continue working up to 20 hours per week.

Step 2: Look for a job

Be aware that finding a part-time job in Norway can be challenging. Most part-time jobs require a high level of Norwegian language proficiency. Not all jobs are advertised through online job portals such as www.finn.no, www.jobbnorge.nowww.nav.no (external links). Visit employers in the Campus city/city closest to the Campus with the CV and Cover Letter. Employers may be hiring, but do not always advertise it online.

For additional tips related to the resume and application, contact the International Office. Make sure to have a draft of both documents.

Tips for your Cover letter

  • Focus on education and experience, and how it is relevant for the job. Documentation confirming the experience/education from employers/institutions/others should be prepared in English.
  • Never provide the original documents. The employer might request copies of the documents unless the job description states that it needs to be included.
  • Inform of relevant interest relevant to the job.
  • Be humble.
  • Do not shorten words: I'm -> I am, it's -> it is, that's -> that is etc. Be professional and polite. 
  • Do not use abbreviations without providing the whole name. E.g., Write INN University first as "Inland Norway University of Applied Sciences (INN University)".

Tips for your CV

  • Keep it clean and simple. Adding too many design elements is not needed.
  • Do not include fancy words (adjectives) that cannot be confirmed by the references. 
  • Do a spell check and make sure that there are no grammatical errors (words, spaces, letters, dots, etc.). Nobody likes to read a sloppy CV. 
  • Use a "professional" picture. Make sure to be well dressed.
  • Never provide any personal information such as the full identification number and bank account number.
  • Make sure to highlight skills and positive aspects.
  • Focus on 2-3 references who can confirm what is written in the CV. 
  • Tailor the CV to each employer/job.

Step 3: When you have found a job

Be aware that the whole process (including registering with the Police/completing the study permit application) might take several months.

Tax Deduction Card

Everyone working in Norway is obliged to pay taxes on their earnings. Check out the Norwegian Tax Administration's webpage for information on how to obtain the card and work in Norway. Appointments with the Tax Office can be booked online. Bring the following documents:

  • The completed application form (RF-1209)
  • The passport / national ID card
  • A residence card (non-EU/EEA)/registration certificate (EU/EEA).
  • An employment contract or written offer of employment.

NB: Students cannot be granted a Tax Deduction Card without having a job/a job offer. The employer is not responsible for requesting a tax deduction card on the student's behalf. If one does not obtain one, the employer will withhold 50% of the wages. 

Norwegian bank account

To receive wages earned in Norway, one needs to have a Norwegian bank account. Only students with a Norwegian National Identification Number/D-Number can apply for a bank account.

  • How to get a Norwegian bank account:
  • Register at the Police Station / complete the study permit application (step 2) and receive the residence card.
  • EU/EEA students must apply for a D-number / Norwegian ID Number at the Tax Office
  • Apply for a Tax Deduction Card.
  • Contact a local bank to generate an account. The process takes less time with a local bank than a regional bank.